05.07.26

Q1 RILA Sales See 21% Year-Over-Year Increase

by: Edward Rueda

Registered index-linked annuities (RILAs) reached $21.2 billion in U.S. sales during Q1 2026, rising 21% year over year and marking the second-strongest quarter ever, according to LIMRA. RILAs have now posted 30 straight quarters of annual growth, and LIMRA expects sales to hit $85 billion in 2026, surpassing previous records. Analysts attribute the momentum to growing demand from pre-retirees seeking retirement income solutions, along with expanding product offerings and wider adoption by insurers and distributors. Overall U.S. annuity sales totaled $104.6 billion in Q1, down 2% from a year earlier. Fixed-rate deferred annuity sales fell 16% to $34 billion, while fixed indexed annuities rose 4% to $26.6 billion. Traditional variable annuity sales increased 9% to $16.1 billion. Single premium immediate annuities jumped 22% to $3.7 billion, and deferred income annuities climbed 6% to $1 billion.

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