Sales & Marketing | 10.16.26
Retirement Income Isn’t a Product Problem, It’s a Plan Design Challenge
by: Amanda Umpierrez
In a new report, Cerulli Associates emphasizes that effective retirement income strategies require thoughtful defined contribution plan design, not simply adding guaranteed income products. Research shows participants value both financial security and flexibility, with 46% wanting unrestricted access to savings, nearly 40% seeking personalized retirement plans and 31% wanting investment flexibility. Coordination among plan sponsors, recordkeepers, asset managers and advisors is essential to simplify options and improve engagement.
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